Motorcycle Insurance Policies for Illinois Bikers
Finding the right level of motorcycle insurance for you does not mean finding the policy with the cheapest premiums. Instead, finding the appropriate coverage requires an understanding of your goals, your preferred riding habits and the products the market has to offer.
At Hicks Insurance Group, we take the time to get to know you and help you find the best coverage at the best available price. We can answer your questions about motorcycle insurance and make sure you understand exactly what you are getting for your money.
Keeping Motorcycle Insurance Affordable
Depending on your situation, we can help you gain access to discounts to make your insurance package more affordable. For instance, we will work with you to identify whether you qualify for:
- Multiple motorcycle discounts
- Discounts for experienced riders
- Discounts for completing safety training
- Multiple policy discounts
- Riding association discounts
- Equipment-based discounts
Balancing Cost and Coverage
Illinois law sets a base level of insurance coverage you must have to ride your motorcycle legally. The motorcycle insurance industry provides a number of policies to meet that floor. But choosing bargain basement coverage carries great financial risk.
Finding the right balance between cost and coverage requires an understanding of existing motorcycle insurance options and balancing that with the needs of you and your family. Our goal is to make sure that you have the ideal level of coverage to match your needs, without paying a dollar more than you should.
Types of Bikes We Insure
Motorcycles have become increasingly specialized as they have grown in popularity. Accordingly, the type of motorcycle or motorcycles you ride is important in finding the best coverage for you.
Some insurance providers are better than others when it comes to insuring certain types of motorcycle. One of the benefits of working with an independent insurance team like ours is that we are free to shop among multiple insurance providers to find the package that suits you best. We can help you find optimal insurance for any motorcycle, including:
- Standard motorcycles
- Sport bikes
- Dual sport bikes
- Touring motorcycles
- Custom motorcycles
- Off-road motorcycles
Protect Yourself With the Right Motorcycle Coverage
Serious motorcycle crashes are on the rise, according to the Department of Transportation. And distracted drivers present a growing hazard for
motorcyclists. So it has never been more important than it is right now to have the appropriate motorcycle insurance in place.
At Hicks Insurance, we don’t sell products; we offer insurance solutions. Our success is based on the relationships we build with people like you. To learn more about how we can help you understand your motorcycle insurance options, call us today at 708-532-7474 or contact us online.