Commercial Insurance Policies for Small & Large Businesses in Illinois
The National Safety Council states that the number one cause of workplace deaths is car crashes. And OSHA estimates that an auto accident that results in injuries averages $74,000. Accidents involving fatalities can surpass $500,000.
Costs this high can truly break a business. This is why it is essential that small and large companies alike carry commercial auto insurance policies that are adapted to meet each business’s individual needs. At Hicks Insurance Group in Illinois, we do just that.
Personalizing Business Insurance Policies
Auto insurance policies for businesses vary depending on the type of business, type of vehicles in use and many other factors. For instance, a commercial trucking company with a fleet of vehicles requires vastly different coverage than a small florist or a telecommuting company.
At Hicks Insurance, we keep all of the necessary factors in mind when crafting personalized business auto insurance policies for our customers. We will combine some or all of the following coverage types with varying limits for the utmost in policy customization:
- Bodily injury coverage
- Collision coverage
- Comprehensive coverage
- Medical payments coverage
- Property damage coverage
- Underinsured/uninsured motorist coverage
Your Business Insurance & Risk Management Partner
While accidents are unavoidable, it is possible to minimize the number of accidents that happen with your workforce. We find great enjoyment in partnering with our business insurance customers to create risk management practices that help protect their bottom lines.
Our independent insurance agents know how to brainstorm specific practices to protect your employees, thereby protecting your business. These practices may include implementing:
- Cell-phone-free driving requirements
- Zero tolerance policies regarding alcohol and drug use
- Driving record checks on all employees
- Rewards systems for employees with good driving records
Request Your Free Commercial Auto Insurance Review & Quote
Are you certain you have the right commercial auto insurance in place for your Illinois business? Are you certain that all drivers have protection under your policy? If your answer is “no” to either of these questions, call us at 708-532-7474 or send our Mokena-based agency an email.
We can perform a thorough review of your existing coverage and discuss your business. We will then inform you as to whether we think you have adequate coverage and if you are paying acceptable rates.
If we determine you could benefit from updated business auto insurance, we will perform a free quote search across multiple companies to bring you the best coverage and the best rate.